Are you looking to close your IDFC First Bank Account? But you don’t know how to close your IDFC First Bank Account. Then you have opened the right article. In this article, we have given complete information on how you can close your IDFC Bank Account permanently.
Most of you may have opened this IDFC First Bank Account online through the website or mobile app. But now maybe you don’t need this IDFC Bank Account anymore or you have to pay monthly charges for not maintaining the minimum account balance, that’s why you want to close this IDFC First Bank Account.
But here I will tell you that the method of deleting this bank account is not as simple as you opened this IDFC Bank Account for you. Because this banking company does not provide any direct option on the app or website to close IDFC First Bank Account.
But don’t worry about that I will give you complete information about how you can close this bank account at home. You don’t need to visit any branch for this.
There are two methods to close this IDFC First Bank Account one is online and the other is offline. We have given detailed information in this article on how you can delete your bank account online and offline at home.
Remember these Points before Closing IDFC Bank Account:
1. Confirm Zero Balance:
Before closing your IDFC First Bank Account, transfer the entire balance in your account to another account. Because if there is even a small amount of money in your account while closing your account you have to issue another bank account check to IDFC First Bank so that the bank can transfer the money deposited in your account to another account before closing your account.
2. Surrender Debit/ATM Card:
Before closing your IDFC First Bank account, block all debit or ATM cards linked to that account. Otherwise, you may be in danger in the future.
3. Update Linked Services:
If you are associated with any government or private organization where salary is deposited into your account every month, then before closing your IDFC First Bank Account, please update your banking information with those organizations.
Also, if you use this account for any business or pay any kind of auto debit installments or deposit your money in this bank account in any other case then you should update your banking information in each case.
Also, if you use UPI app for personal or business purposes where this bank account is linked, please visit those UPI platforms and upgrade this banking information.
4. Pay Due Charges:
Before closing your IDFC First Bank Account, if any charges are placed on your account by the bank, you must pay them. These charges may be account maintenance charges, debit card charges, credit card charges, or any other charges. You cannot close your bank account if you have not paid this charge.
You try to close the account through any method online or offline but the bank won’t let you close your account. So for account deletion pay all charges to your bank account and zero your bank account balance. After that, you can apply to close your account.
5. Keep Account Records:
Before closing your IDFC First Bank Account save all your account transaction details. Because you may need this information any day in the future. You can download IDFC Bank Account transaction information as a statement either offline or online.
Offline: If you want to save this information offline, you have to go to your nearest IDFC Bank branch with your IDFC Bank Account passbook and print your account statement in your passbook.
Online: If you want to save this information online, you can log in to the IDFC First Bank Account website or mobile app go to the statement option, and download the complete transaction account statement directly.
Follow these Steps to Close IDFC First Bank Account Online:-
STEP 1
First, call the number( 180010888 ) given here from your mobile number registered with IDFC First Bank.
Now inform IDFC First Bank customer representatives that you want to close your bank account.
STEP 2
IDFC First Bank customer representatives will then send a link to the mobile number registered with your bank account.
Click on this link on your mobile.
STEP 3
Now such a form will open in front of you. Where first you have to click Reason for Closure.
STEP 4
Then choose a reason why you want to close your bank account from any of the reasons given in the list.
STEP 5
Now tick the box to accept the terms and conditions.
Then click on the Click to Get OTP button below.
STEP 6
Now fill the OTP received on your registered mobile number and then click on the submit button.
STEP 7
Now we have come to the last step of closing the IDFC First Bank Account. Click on Submit for Account Closure button here.
STEP 8
After clicking on the account closure button you will get a message like this. Then after some days, your IDFC First Bank Account will be completely closed.
STEP 9
Also, an account closure confirmation message from IDFC Bank will be sent to your registered mobile number.
Follow these Steps to Close IDFC First Bank Account Offline:-
- STEP 1: Download Account Closer Form.
- STEP 2: Fill out the complete Account Closure Form.
- STEP 3: Now buy an envelope from a store where this form page can be filled.
- STEP 4: Now click on this link to get the address of your nearest IDFC First Bank branch.
- STEP 5: Now write the address of your nearest IDFC First Bank branch on the envelope.
- STEP 6: Then fill the page of the form in the envelope and seal the face of the envelope.
- STEP 7: Now go to your nearest post office and speed post this envelope to the nearest IDFC First Bank branch.
- STEP 8: After receiving this envelope at your nearest IDFC First Bank branch, you will receive confirmation of account closure from the bank within a few days.
- STEP 9: Then within a few days your account will be completely closed.
Conclusion
We have given detailed information on how to close your IDFC First Bank Account in this article. We have only guided you with steps on how to close the account. Whether you close your IDFC Bank Account is entirely your personal decision. We hope this article has helped you a lot.
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